Fractional CFO & finance back office

A full finance department. A CFO's salary. One line item.

Access CFO gives growing businesses a senior finance team — CFO judgment, controller discipline, board-ready reporting — for a fraction of what one full-time hire costs. You run the business. We run the numbers.

Onboarding new clients for Q3 — 4 slots left this month
Gurdeep Singh, Founder & CFO of Access CFO, at his desk
Gurdeep Singh · Founder & CFO
Chartered Accountants & ex-Big 4 leads MIS delivered by the 7th, every month No lock-in — 30-day exit, always Built for ₹2–200 Cr revenue businesses
Informed decisions. Better results.

Think like a CFO.

Book a discovery call
Who this is built for

You've outgrown your accountant.
You're not ready for a ₹50-lakh hire.

That gap — between "someone files my GST" and "someone owns my numbers" — is exactly where most growing businesses bleed money, miss deadlines, and fly blind. It's the only gap we work in.

An Indian business owner in his office ₹2–20 Cr revenue

The founder-run business

You're still approving every payment yourself and finding out your margins three months late. You need visibility before you need headcount.

  • Monthly close & MIS you can read in 10 minutes
  • Cash flow forecast so payroll is never a surprise
  • Compliance handled without you chasing anyone
An Indian finance lead presenting to her team ₹20–80 Cr revenue

The scaling company

Banks want projections. Investors want data rooms. Your books were built for tax filing, not for growth. Time to institutionalise the finance function.

  • Driver-based budgets and quarterly reforecasts
  • Fundraise & debt-raise readiness, end to end
  • Unit economics by product, channel and region
An Indian corporate team in a boardroom ₹80 Cr+ revenue

The established SME

You have an accounts team — what's missing is the layer above it. Strategic finance, internal controls, and someone senior who pushes back in the room.

  • A named CFO in your leadership reviews
  • Internal controls, audit readiness, board packs
  • M&A, restructuring and succession support
Scope of engagement

Everything a finance department does.
Nothing you don't need yet.

Pick the modules that match where you are. Scale up when the business does — without a single new hire.

A-100

Cash flow command

13-week rolling cash forecasts, working-capital discipline, receivables chasing with teeth, and early warnings before a crunch becomes a crisis.

13-wk forecastAR/AP controlBank liaison
A-200

Board-ready MIS

Monthly P&L, balance sheet, cash flow and KPI packs your board and lenders actually read — closed, reconciled and delivered by the 7th.

Monthly closeKPI dashboardsVariance analysis
A-300

Budgeting & forecasting

Annual operating plans, driver-based financial models and quarterly reforecasts that tie your strategy to numbers you can actually defend.

AOPScenario modelsReforecasts
A-400

Fundraise & diligence prep

Investor-grade financial models, clean data rooms and the numbers-side narrative — so diligence is a formality, not a fire drill.

Data roomsValuation modelsInvestor MIS
A-500

Compliance backbone

GST, TDS, ROC, PF/ESI and payroll compliance run on a calendar, not on panic. Zero missed filings is the baseline, not the goal.

GST / TDSROC / MCAPayroll
A-600

CFO on your side

A named senior CFO in your leadership meetings — pricing calls, bank negotiations, hard decisions. On your team, not on your payroll.

Strategy reviewsBank negotiationBoard presence

Analyse performance

Spot opportunities

Manage risk

Drive growth

Access CFO’s finance team reviewing reports together in a modern office
// your account team: one CFO lead, one controller, one analyst — every client, always
The team behind the number

You don't hire a freelancer.
You plug into a department.

Every engagement is staffed as a three-layer pod. The CFO thinks, the controller checks, the analyst executes — the same structure a ₹500 Cr company runs, scaled to fit yours.

CFO lead — strategy, board, banks1 named partner
Controller — close, controls, review1 named CA
Analyst — books, filings, dashboards1 dedicated
Continuity if anyone is outbuilt-in
The first 30 days

From messy books to a machine
that runs itself.

A structured onboarding, because "we'll figure it out as we go" is not a finance strategy.

Week 1

Diagnostic

We audit your books, compliance status, cash position and reporting gaps. You get a written findings memo — blunt, prioritised, yours to keep either way.

→ Findings memo, risk register
Weeks 2–3

Stabilise

Books cleaned, backlog cleared, compliance calendar live, chart of accounts rebuilt to tell you something useful. The foundation gets poured here.

→ Clean books, live compliance calendar
Week 4 onward

Operate

Monthly close on schedule, MIS by the 7th, forecast reviews with your named CFO. The rhythm most companies only get after their Series B — from day 30.

→ Monthly cadence, quarterly strategy reviews
A month with Access CFO

Same rhythm.
Every single month.

Outsourced finance fails on consistency, not competence. So we publish our calendar and hold ourselves to it — you always know what lands on your desk, and when.

Recurring deliverablesevery month
By 3rdBank & ledger reconciliations complete
By 7thMIS pack — P&L, BS, cash flow, KPIs
By 10th13-week cash forecast refreshed
By 11thGST / TDS computations & filings
Mid-monthCFO review call — variances & decisions
OngoingAR follow-ups, payroll, vendor payments
QuarterlyReforecast + strategy deep-dive
The math

Senior finance talent is expensive. Renting it isn't.

An experienced CFO costs ₹40–60 lakh a year — before the controller, the team, and the six months it takes to hire them. We've already done the hiring. You get the output.

0%
typical cost reduction vs. an equivalent in-house finance team
In-house teamAccess CFO
Annual cost₹80L – 1.2 Cr₹14.4L – 36L
Time to productive4–6 months30 days
SeniorityOne person's ceilingPartner-level bench
Coverage on leave / exitNone — key-person riskBuilt-in continuity
Scales with youNew hires, each timeFlip a module on
CommitmentNotice periods, severance30-day exit, any time
Your finance function / annual restated
Full-time CFO₹48,00,000
Controller₹18,00,000
Accounts team (2)₹14,00,000
Recruiting, tools, churn₹6,50,000
Access CFO — full stackfrom ₹1,20,000/mo
You keep, every year 0 approx.
// same seniority. same rigour. one engagement letter.
Meet the team

The people who'll actually
pick up your call.

No account managers, no handoffs to juniors you've never met. These are the people in your WhatsApp group from day one.

R.D.S. Bawa

Senior CFO Advisor

Over 40 years of finance leadership, capped by his years as Group CFO of Network18 — which he joined in its early days and helped grow into one of India’s largest media groups.

CA40+ yrsEx-Network18

Ajaya Chand

Senior CFO · Accounting & Corporate Law

35+ years across accounting, finance and corporate legal work, with deep experience running IPOs, M&A and systems implementation. Former senior executive at TV18 and NDTV.

CA35+ yrsEx-TV18
Gurdeep Singh Puri

Gurdeep Singh Puri

Founder · CFO

Founder of Access CFO. 28+ years of finance leadership — large IPOs, rights issues, fund-raising, M&A and deal structuring — with a gift for building teams and keeping investors close. Ex-Den Networks, TV18 and NDTV.

CA28+ yrsFounder
Manoj Sharma

Manoj Sharma

Co-Founder · Controls & MIS

15 years across management, MIS, compliance and internal financial control — plus valuation, bank financing, rights issues and ERP implementations. Co-founder of Access CFO.

CA15 yrsCo-Founder
Bhim Bhardwaj

Bhim Bhardwaj

Senior CFO · Global FMCG & QSR

42 years with Saudi Arabia's Olayan Group — rising to CFO of its flagship trading company and finance chief for the Burger King master franchise, 500+ restaurants across MENA. Deep expertise in M&A, restructuring and multinational governance.

FCA42 yrsEx-Olayan Group
Mohammad Ghulam Azhar

Mohammad Ghulam Azhar

Strategy & Corporate Finance

25+ years in strategic and financial planning, capital structuring and M&A. Spent 12 years as COO of DEN Networks, and earlier led fund syndication at Access Financial Services.

MFC25+ yrsEx-COO, DEN
Abhishek Kumar

Abhishek Kumar

Investments · M&A & Corporate Development

Managing Partner at Rainforest Venture Network, backing early-stage tech. Nearly two decades investing and operating in tech and media — 20+ M&As and a dozen-plus start-up investments, with leadership roles at Snapdeal and Network18.

PE / VC20+ M&AsEx-Snapdeal
Venketesh M. Chaurasia

Venketesh M. Chaurasia

Advocate · Tax Litigation

An advocate with 15+ years representing tax matters for PSUs, corporates and individuals alike — arguing appeals from the Income-Tax Tribunal all the way to the High Court and Supreme Court.

Advocate15+ yrsTax litigation
From the founders

What it feels like on the other side.

"

Our bank asked for three-year projections on a Tuesday. We had them Thursday, and they were defensible. That's the difference between an accountant and a CFO.

FounderD2C consumer brand, ₹22 Cr revenue
"

I used to find out our cash position by calling my accountant and waiting two days. Now it's a dashboard, and I've stopped waking up at 3 a.m. before payroll.

Managing DirectorExport manufacturing, 140 employees
"

Diligence for our Series A took eleven days. The investors' counsel said it was the cleanest data room they'd seen from a company our size. That closed the round.

Co-founderB2B SaaS, post-Series A
Straight answers

The questions founders
actually ask us.

Your CA looks backward — filings, audits, tax. We look forward — cash, margins, decisions. Keep your CA for statutory audit; we're the finance brain in between.

Almost never. Your bookkeeper stays and gets better — we're the senior layer they report into: the controller and CFO you couldn't justify hiring full-time.

We work in your systems — Tally, Zoho Books, QuickBooks, Busy or your ERP. Migrating software is never a precondition for starting.

Every engagement runs under a signed NDA: role-based access, no client data on personal devices, and strict information barriers between account pods.

Then we've done our job. We'll help you hire and hand over a finance function that's already documented and running — many clients keep us on in a lighter scope.

Thirty days' notice, any time, either side. On exit you get every file, model and password — clients stay because they want to, not because a contract traps them.

No pitch. Just a diagnostic.

Thirty minutes. We'll tell you exactly what your finance function is missing — free, either way.

If we're not the right fit, you'll still leave with a prioritised list of what to fix. That's the worst-case outcome.